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Auto Insurance in Oak Lawn and Chicago, IL

Protecting Drivers in Oak Lawn and throughout Northern Illinois against Risk

From theft and vandalism to fires and falling objects, the risks that you face as a driver are many.  These risks can be costly to you if you’re unprotected, and this is one reason why having protection is important.  Insurance provides necessary protection, and at Gallagher & Murphy Insurance Agency we have a complete auto insurance program, which we tailor to individual clients and also which is flexible.


We’ve insured drivers in Oak Lawn and in communities throughout Northern Illinois for years, and also we work with a variety of A-rated carriers.  We’re available 24/7; we educate our clients; and we connect with our clients on a fundamental level in order to provide the one-on-one attention that the clients need.  For these reasons and others, we’ll provide to you the best possible auto insurance.  Whether you drive a single vehicle of which you’re the only operator or you drive multiple vehicles of which there are numerous operators, we’ll help you.

Auto Insurance Coverage Details for Drivers in Illinois and in other States

Illinois requires that all drivers who are residents of Illinois carry liability insurance and uninsured/underinsured motorist coverage.  Liability insurance for drivers in Illinois must have minimum coverage limits for bodily injury per person, bodily injury per accident, and property damage.  We easily provide these limits, and also we in fact recommend that all drivers whom we insure purchase limits that are higher than limits that are required by the state. 


There are many coverages that can be parts of auto insurance policies and/or plans, including standard coverages like property and liability, and non-standard coverages like collision and comprehensive.  We offer these and other coverages, which we’ll provide to you if you need the coverages.  We’ll help you select the right coverages, and also we’ll ensure that any solution that you purchase is fitting.

The coverages from which you can choose include but are not limited to:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

You may be able to save time and money as a client of ours if you take advantage of benefits and discounts for which you may be eligible.  To learn about these benefits and discounts, speak with an agent.  

Experienced, informed Agents keeping you and your Vehicle secure


We have a substantial background in auto insurance solution creation, and the knowledge and experience that we’ve acquired as we’ve gained the background that we have help us make sure that every driver whom we insure is fully protected as a vehicle owner and as a vehicle operator.


We thoroughly assess clients’ needs through one-on-one consultations and risk analyses, and once we know and understand the clients’ needs, we identify the right coverages.  At the points that the right coverages are identified, we create the best possible solutions.


We regularly and closely monitor policies and plans that we write, and this ensures that there are never gaps in coverage, and also that clients’ rates are always competitive.  If and when possible, we include clients in monitoring processes, and this enables the clients to not only understand their purchases but also be aware of needs for changes to coverages.


Contact us or call us today.  To start on a policy, request a quote.

Additional Auto Insurance Information:


At Gallagher & Murphy Insurance Agency we’re proud to provide car insurance in Oak Lawn, Chicago, Evergreen Park, Palos Heights, Orland Park, and Tinley Park, IL.  We also serve other areas in the state and we serve other states.

Related Products:

Our Location

Gallagher & Murphy Insurance Agency

10236 S Kenton Ave
Oak Lawn, IL 60453
Main office: 708-398-6730
Fax: 708-398-6740

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.